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Lack of life insurance raises alarm bells



Many of us realise that we should have life insurance, yet far too few actually take the plunge and invest in a policy. This could be a big mistake, as failing to have sufficient protection could put your family's finances in jeopardy should the worse happen.


Research from Specialists4Protection.co.uk show that 44% of those with children aged 18 or under, and/or who are married and in a long term relationship, don't have any form of life insurance, a figure which rises to 72% when considering those without critical illness cover.
 
Not only that, but even those who do have such a policy may be dangerously under-insured, with 23% of those with life insurance only having enough to cover one year's salary, while a further 19% are insured for the equivalent of just two years' income and 30% would be covered for between three and five years. 

To continue reading this article follow the link: moneyfacts.co.uk

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Financial Services Scotland Ltd.

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Financial Services Scotland Ltd is registered in Scotland, and is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority. Company No. sc408291. The APL centre, Stevenston industrial estate, Stevenston, KA203LR.