Use the New Year as an excuse to get your insurance policies in order.

M&S Bank has warned motorists about leaving their gifts in an underinsured car, as they estimate that over £600 worth of presents and festive food could be up for grabs by car thieves this festive season.

Van insurance costs have sky-rocketed in recent months, so much so that the typical van driver will now have to pay twice as much as their car-driving counterparts to insure their vehicle, with the average policy clocking in at over £1,500.

Home insurance costs are racing ahead of inflation with annual prices climbing 3.5% in the year to October.

Car insurance tricks can add substantially to costs, our search revealed Have you been hit by inexplicable vehicle insurance price hikes? We have Prices move 'from hour to hour depending on market fluctuations' Check MOT papers to review your annual mileage and adjust accordingly Share driving with an experienced family member? Adding them could impact on the level of risk you pose and reduce premiums

Insuring a Ford Focus in Bradford could cost £1,265, but in Truro? That will be a mere £350. And it’s not just cars

Despite being honest and open with your insurer when you buy a policy, you might forget things later on that invalidate your insurance.

Insurance premiums are rising even though the cost of claims has fallen, law firm claims.

Many of us realise that we should have life insurance, yet far too few actually take the plunge and invest in a policy. This could be a big mistake, as failing to have sufficient protection could put your family's finances in jeopardy should the worse happen.

Car insurance premiums have shot up by almost £100 in the past year, reaching £697 on average last month.