Thousands may be in danger of missing out on pension income because of gaps in their National Insurance history.

With the introduction of automatic enrolment, more and more of us are now paying into a pension pot every month through our employer. In order to get the most of this retirement saving, however, it is important not to just let your pension sit unnoticed and unchecked.

A Citizens Advice survey of 500 adults who have accessed their pension since the freedoms came into force in April 2015 showed that one in 10 had unforeseen tax problems such as deductions as a result. That proportion rose to 30 per cent for those who took their whole pension pot in one go.

Defined-benefit pensions should pull back from bonds to avoid going the way of BHS, Pensions Minister Ros Altmann tells Merryn Somerset Webb.

A pension is designed to provide an income throughout your post-work life, but many people are viewing the recent pension freedoms as a chance to pass on their wealth tax-efficiently, and are planning to hold back savings in their pension to pass on after they die.

The long-term impact on the nation’s personal finances of Brexit is uncertain, but for now the job of those investing for steady returns and income has been made harder.

Retirees will get just £3,774 a year after 20 years of saving £200 a month Plunging investment returns and falling annuity rates leave a gaping hole Savers sold with-profit policies in the 1990s will receive just an eighth of what they were led to expect

The appetite for people to take their pension savings as cash waned at the end of the year, according to the City watchdog.

Older savers using the new pension freedoms could see their costs fall by thousands of pounds as the Government's own retirement saving scheme is planning to enter the market, undercutting private providers on fees.

For people overseeing investments into retirement, one of the major challenges is drawing an income without running out of money in the process.