Pensions
Comprehensive Retirement Planning Advice

For many people, pensions can be confusing and complicated, however we are all aware of the pressing need to save for retirement.

A pension is essentially an investment which is designed to help you save for your retirement. Although there are different types of pension, the most commonly available plans today are known as “Personal Pensions”.

Personal Pensions can be described simply as vehicles for regular or lump sum contributions. These contributions benefit from added government tax relief, which can help boost retirement savings and make pension planning an attractive option for many people.

At Financial Services Scotland we offer a comprehensive retirement planning package, which includes a pension review service. This review service gives us the scope to analyse any existing or frozen pensions which our clients may have, with a view to ensuring that they are still providing value for money in terms of cost, performance and investment choice.

We are able to provide advice on a wide range of retirement planning and “at retirement” products including:
  • Personal and Stakeholder Pensions
  • Workplace Pensions
  • Annuities
  • Income Drawdown
  • Guaranteed Pensions
As experienced advisers, we can help you decide on your best options and ensure that, in your retirement, you receive the very best from your pension.