About Us
A team of fully qualified financial advisers based in North Ayrshire

Financial Services Scotland Ltd was established in 2011 by Stevenston man James Fisher, a fully qualified Financial Adviser with 22 years of experience in the industry. The firm has grown and now specialises in Mortgages, Protection and General Insurance. We are based in North Ayrshire and operate across the whole of Scotland.

With over 70 years of collective experience in financial services, we act solely in the best interest of our client at all times, offering our bespoke face-to-face advisory service either in the comfort of your home or in our main office in Stevenston.

Your experience is paramount, and all of our advisers pride themselves in building lasting, professional relationships. We aim to ensure our you always view your wealth managers and mortgage brokers as your trusted advisers.

What We Offer:

  • Mortgage/Home Finance
  • Equity Release
  • Life Protection
  • Business Protection
  • Home Insurance*

At Financial Services Scotland Ltd, we provide advice on products and services from a large range of product providers. These providers are chosen after carrying out due diligence to ascertain financial strength, customer satisfaction guarantees and the excellent products and services that they offer.

What We Do


At Financial Services Scotland we guarantee to provide you with a high quality service and we will ensure that you receive a wide range of advice services tailored specifically to meet your needs.

We recognise that every customer’s circumstances and objectives are different. Therefore, the more we get to know you, the more we can tailor our recommendations to you to help you meet your goals. We continually survey the market place to find solutions that are just right for you.
 

Our Commitment


We will ensure:

  • You receive professional, bespoke advice suitable for your needs from an Independent Mortgage Broker, Equity Release Adviser or Protection Adviser
  • You are treated fairly and impartially
  • All information given to us will be treated sensitively and confidentially
  • All costs are explained and agreed, and the process is fully transparent
  • Information given to you is explained clearly and without jargon
  • We provide the highest commitment to regulatory and professional standards

Some of the products/services shown above are not regulated or may not be regulated by the Financial Conduct Authority.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We normally charge a fee for mortgage advice; however this will be dependent on your circumstance. Our typical fee is £495

AN EQUITY RELEASE PRODUCT WILL REDUCE THE VALUE OF YOUR ESTATE, WILL NOT BE SUITABLE FOR EVERYONE AND MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFITS. TO UNDERSTAND THE FEATURES AND RISKS PLEASE ASK FOR A PERSONALISED ILLUSTRATION

Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice

We normally charge a fee for equity release advice; however this will be dependent on your circumstance. Our typical fee is £1750

*Financial Services Scotland Ltd acts as a credit broker not a lender