Financial Services Scotland – An Intro!

Financial Services Scotland – An Intro!

July 22, 2019 | 3years | NEWS AND INTEREST

We’ve had an influx of new page likes recently, so we thought it would be a good time to introduce ourselves to everyone and say hello!

My name is Christie, and I am one of two Mortgage & Protection Advisers for the firm. I also help look after the day-to-day running of the business and manage the social media accounts and blog – though this is not exactly my forte (I require a fair bit of technical support!)

Financial Services Scotland Ltd are an award-winning, family-run business based in Stevenston in Ayrshire. Our advisers have over 160 years of combined experience and are based across the west coast, central belt and east coast, so though we are based in Ayrshire we do cover the full of Scotland, which is how we got our name.

Our Past

The business was set up by my dad, James Fisher, a Financial Adviser, and is now well-established and will celebrate it’s 8th birthday in September.

Originally, the Financial Advisers dealt with investments, pensions and insurances, and they would visit clients in the comfort of their own homes. When I joined the team around three years ago, we had just taken on our first mortgage adviser to begin offering mortgage advice, and the demand for this has grown exponentially over the last three years.

We had previously rented a small office space in the APL centre in Stevenston, which was the home of our admin team, however the demand grew for an office space where clients could come and sit down with us and when the office in Glebe Street became available we felt this was too good an opportunity to miss. We moved to our new premises in April 2018, creating three new jobs in the town, and could not be more chuffed with how welcoming, vibrant and professional our space is.

Our Present

Our goal as a business is to provide you with a high-quality service, giving you expert advice tailored to your needs. We act solely on your behalf and not the investment or pension provider, mortgage lender or insurer, meaning that you can be certain we work in your best interests at all times.
We have four Financial Advisers and one Chartered Financial Planner who look after our Investment and Pension clients. They give advice on:

  • Investments (ISAs, Bonds, Collectives/Unit Trusts and Off-shore Investments)
  • Pensions (Personal & Stakeholder Pensions, Workplace pensions, Annuities, Income Drawdown, Guaranteed pensions, lost and frozen pensions)
  • Ongoing review service for existing investments and pensions
  • Buildings, Contents and Landlord Insurance
  • Life insurance including Term Assurance, Critical or Serious Illness cover, Income Protection, Whole of Life cover and Business Protection

We have two Mortgage and Protection Advisers who look after our Mortgage clients. They give advice on:

  • Residential Mortgages (First-time buyers, Home Movers and remortgages)
  • Buy-to-Let Mortgages (including Limited Company BTL)
  • Secured Lending
  • Impaired Credit mortgages
  • Capital Raising (Home improvements, buying other properties etc)
  • Debt consolidation
  • Buildings, Contents and Landlord Insurance
  • Life insurance including Term Assurance, Critical or Serious Illness cover, Income Protection, Whole of Life cover and Business Protection

We also work in partnership with WW&J McClure Solicitors to offer an estate planning service including Wills, Powers of Attorney, Probate Plans and Trusts.

In addition to our day jobs, we are also active in our local communities – we act as a collection point for the North Ayrshire Foodbank, we support local charities and initiatives and are active in forums for Three Towns businesses in partnership with Business Gateway.

Our Future

We hope to increase awareness of who we are and what we do and become your go-to for all things financial! We have been overwhelmed by the support we have received since opening our new offices and the feedback from our existing clients and our new clients has been phenomenal.

We launched our Facebook and Instagram in November 2018 and every review left by our clients, and the likes, comments and shares on our posts means the world to us and allows us to reach a wider of audience of people who may need our help.

We also hope to become more active in our local community and would love to hear from any local charities or initiatives that need support.

We pride ourselves on delivering an excellent level of service and building relationships with our clients that stand the test of time and we want to become the place you think of when you need help with your finances.

So if you’ve meaning to tidy up your finances, or have been putting off sorting things as it gives you a headache – let us do the hard work for you. We’ll give you tailored, expert advice and keep you informed at every step of your journey. 

Don’t forget we have our summer home insurance special running and will pay cancellation fees to your existing insurance provider if we can beat your existing quote! (T&Cs apply)


To arrange an appointment you can

Call us on: 01294 539267
E-mail us on:
Message us on: Our main Facebook page (@fsscotlandltd)
Or complete our: online enquiry form


Financial Services Scotland Ltd is an appointed representative of Personal Touch Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority.


We normally charge a fee for mortgage advice; however this will be dependent on your circumstance. Our typical fee is £495.

Think carefully before securing debts against your property.

Financial Services Scotland Ltd acts as a credit broker and not a lender.